We have gone beyond calling this world record setting financial crisis an economic episode. For those without mortgage payment protection, it is a disaster. With all that has happened, why weren’t there more insurance people selling these types of policies. If there were ever a day to be in the insurance industry selling door to door and making a good living, this is it. People are beginning to feel the pinch of not having sufficient protection. With the stock market tumbling and the rate of unemployment, that safety net of having a policy that provides in times like these is definitely life saving.