As a small business owner, it seems that I am always needing to buy something. I used ti just put it on my credit card without much thought. But then I realized that if I had a frequent flyer VISA, I could be earning thousands of free miles each and every month. So, I opened an account with a Visa card that offered frequent flyer miles. Within a two years I had earned enough points to purchase two round-trip tickets to Hawaii. My wife and I flew to Maui first class for free! All of this because I switched from a regular credit card to a card that earned frequent flyer miles.